Friday, January 18, 2019


How would you want to look back on today, months and years later with a sweet smile on your face knowing that you met your financial goals?

Goals are not always easy to meet because, often, our goals will require us to suffer now and reap later. In a world where delaying gratification is fast losing its essence, it has become imperative for every investor or "wanna-be-investor " to be intentional about their goals and follow it through to a successful end.

No one thought January was going to be this fast, but, here we are, the month is almost ended and any plan that hasn't taken form beyond this point, especially on black and white might fall dead on arrival or mid-way.

So, today, we are going to be focusing on how to start the year right as an investor. Firstly, you will need to determine the amount of money that you want to set aside for investment on monthly basis (this will require you to have a personal budget for the year) ,
Once you have created your budget(I can help you with creating a personal budget), you can go ahead and take out a specific percentage of your salary on a monthly basis.

I usually tell my friends that, "if you can pay your tithes of 10% monthly, you can pay your future self, 10% or more monthly.

Secondly, have an account with your investment banker or a bank where you can't have access to withdrawing at will and move the monthly deductions from investment to it.

Then, decide on the particular investment class to place your funds, looking at the type of financial market(capital or money market) , expected ROI(Return on Investment),  risk appetite, security of funds and tenor.

In the next blog, I will explain how the different financial markets work.


You are just a decision away from creating personal wealth.

With love always,

ChillzTalksMoney

How would you want to look back on today, months and years later with a sweet smile on your face knowing that you met your financial goals?

Goals are not always easy to meet because, often, our goals will require us to suffer now and reap later. In a world where delaying gratification is fast losing its essence, it has become imperative for every investor or "wanna-be-investor " to be intentional about their goals and follow it through to a successful end.

No one thought January was going to be this fast, but, here we are, the month is almost ended and any plan that hasn't taken form beyond this point, especially on black and white might fall dead on arrival or mid-way.

So, today, we are going to be focusing on how to start the year right as an investor. Firstly, you will need to determine the amount of money that you want to set aside for investment on monthly basis (this will require you to have a personal budget for the year) ,
Once you have created your budget(I can help you with creating a personal budget), you can go ahead and take out a specific percentage of your salary on a monthly basis.

I usually tell my friends that, "if you can pay your tithes of 10% monthly, you can pay your future self, 10% or more monthly.

Secondly, have an account with your investment banker or a bank where you can't have access to withdrawing at will and move the monthly deductions from investment to it.

Then, decide on the particular investment class to place your funds, looking at the type of financial market(capital or money market) , expected ROI(Return on Investment),  risk appetite, security of funds and tenor.

In the next blog, I will explain how the different financial markets work.


You are just a decision away from creating personal wealth.

With love always,

ChillzTalksMoney